Privacy Policy

Last Updated: January 11, 2024

1. Introduction

Cashburn ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle your personal and financial information when you use our mobile application.

2. Data We Collect

2.1 Information You Provide

  • Financial transaction data (amounts, dates, categories, descriptions)
  • Account information (account names, types, balances)
  • Investment data (stock symbols, shares, purchase prices)
  • User preferences and settings
  • Authentication credentials (PIN hashes, biometric data)

2.2 Automatically Collected Information

  • Device information (iOS version, device model)
  • App usage analytics (anonymized)
  • Crash reports and error logs

3. How We Use Your Data

Your financial data is used exclusively for:

  • Providing core app functionality (transaction tracking, analytics, reports)
  • Generating charts and financial insights
  • Exporting your data in CSV/Excel formats
  • Authenticating your access to the app
  • Improving app performance and fixing bugs

4. Data Storage and Security

4.1 Local Storage

All your financial data is stored locally on your device using encrypted SQLite databases. We do not store your financial information on external servers.

4.2 Security Measures

  • Encryption: PINs are hashed using cryptographic algorithms
  • Biometric Authentication: Face ID/Touch ID for secure access
  • Secure Storage: Sensitive data stored in iOS Keychain
  • No Cloud Sync: Your data never leaves your device

5. Third-Party Services

5.1 Stock Market Data

When you track investments, we fetch real-time stock prices from Yahoo Finance API. Only stock symbols are sent to this service - no personal or financial data.

5.2 In-App Purchases

Premium features are purchased through Apple's App Store. We do not handle or store your payment information. All transactions are processed by Apple.

6. Data Sharing

We do not share, sell, rent, or trade your personal or financial information with third parties. Your data remains on your device.

7. Your Rights

You have the right to:

  • Access: View all your data within the app
  • Export: Export your data in CSV or Excel formats
  • Delete: Delete individual transactions or all data by uninstalling the app
  • Control: Manage authentication settings and preferences

8. Children's Privacy

Cashburn is not intended for users under the age of 13. We do not knowingly collect information from children.

9. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes through the app or by updating the "Last Updated" date above.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: contact@cashburn.app
Support: contact@cashburn.app

11. GDPR Compliance (EU Users)

For users in the European Union:

  • Legal Basis: We process your data based on your consent and contractual necessity
  • Data Controller: You are the controller of your data as it's stored locally
  • Right to Erasure: Delete the app to remove all data
  • Data Portability: Export your data at any time